Long-term disability (LTD) policies usually belong to two categories: Own Occupation (ownocc) or Any Occupation (anyocc).
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MIST is an acronym that means “Minor Impact Soft Tissue.” MIST is a classification used to designate an insurance claim that involves minimal visible damage to a vehicle and a “soft-tissue” injury (also known as Low Impact and Soft Tissue (LIST) claims).
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Fraud costs organizations worldwide an estimated 5 percent of their annual revenues, according to a study conducted by the Association of Certified Fraud Examiners (ACFE). The ACFE’s 2018 Report to the Nations on Occupational Fraud and Abuse analyzed 2,690 occupational fraud cases that caused a total loss of more than $7.1 billion.
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