January 8, 2019

This week, we take a look at:


(also known as Low Impact and Soft Tissue (LIST) claims)

MIST is an acronym that means “Minor Impact Soft Tissue.” MIST is a classification used to designate an insurance claim that involves minimal visible damage to a vehcile and a “soft-tissue” injury.

Some common soft-tissue injuries resulting from car accidents include:

  • Sprains
  • Strains
  • Contusions
  • Whiplash

Medical Canvassing can assist all lines of insurance associated with any bodily injury claim (Workers’ Compensation, Auto Bodily Injury, Disability, etc…). No matter the line of insurance involved, the key point of consideration is that at any time a claimant and/or their attorney may knowingly withhold information pertaining to a claimant’s medical treatment history. As an example, claimants often “pick and choose” what medical information is being shared whether it is a 1st party or 3rd party claim. In any case, being able to further validate or discover other medical providers involved in treating the claimant is always going to be critical in evaluating the claim as well as potentially identifying a clearer picture of exposure.INTERTEL’s Medical Canvass Analysts search the specified area(s) and gather certain detailed information that may indicate the presence of a possible pre-existing condition.

  • Determines if the Claimant received treatment prior to the date of loss.
  • Verifies the alleged injuries are not those for which the Claimant previously sought treatment.
  • Helps determine whether the Claimant has a history of injury claims.
  • Assesses whether the reported injuries occurred outside the course of employment.
  • Discovers unknown treatment information not previously disclosed by the Claimant or Claimant’s attorney.
  • Uncovers possible patterns of drug-seeking behavior.
  • Substantiates Claimant statements about prior medical treatment and reveals possible material misrepresentations.
  • Provides treatment information for specific time periods when conducting searches for pre-existing conditions.
Related Posts
Legal and Regulatory Considerations in Medical Canvassing
January 8, 2019 Insights
When choosing a medical canvassing provider it is important that you choose a partner whom is well-versed in both the legal and regulatory environments they…
Read Story
New Claims Considerations in a Post COVID19 Environment
January 8, 2019 Insights
April 2, 2020 These are unprecedented times and the effects of mandatory business closures, shelter-in-place orders, and unexpected unemployment have yet to be seen. In…
Read Story
Important COVID-19 Update from INTERTEL
January 8, 2019 Insights
Update: March 23rd, 2020 Dear Valued INTERTEL Client, I hope this note finds you and your organization well in this challenging time. INTERTEL is closely…
Read Story